新和. 二手车 — calculate cost of ownership

购买价格 is just one consideration. Also weigh depreciation and interest costs to determine the total cost of car ownership.

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This calculator can help compare the cost of 买新车 对一个 二手车. Factors such as depreciation, operating and 维护 costs, and years of ownership are used to determine what the overall costs might be.

What factors will determine the results?

  • 购买价格: Purchasing a new 车辆 over a used 车辆 of the same make and model will clearly cost more. The new 车辆 will drop in value more than the used 车辆 due to the depreciation rate. Our calculator allows you to select the rate as average, high or low.
  • 折旧: 有些车辆只是 贬值 比别人快. The faster they 贬值 the lower the value becomes. Likewise, if they 贬值 slower, the resale value is higher.
  • 运营成本: A new 车辆 will need less 维护 than a used 车辆. 此外, 燃料消耗 of used 车辆s may be more than their newer counterparts.
  • 拥有年限: If you own a 车辆 for a longer period of time, the average annual cost might be lower since costs are spread out over the years of ownership.
  • 融资成本: Generally, when getting a 汽车贷款, the interest rate for a newer car is less than a 二手车.

New car vs 二手车 calculator

所有字段都是必需的. If something doesn't apply, place a 0 in the field.

新车信息

二手车信息

 

结果

新车结果

每月的付款
已付利息总额
折旧
其他成本
总成本
年平均成本

二手车结果

每月的付款
已付利息总额
折旧
其他成本
总成本
年平均成本
A new car will cost, on average, $1 每年更多.
假设:
The first year's depreciation is 20% on the new car and 10% on the 二手车. Subsequent years were figured at 10% for both new and used.
加载的结果

Once you decide on what car to purchase, consider talking to a 状态 Farm®代理 要了解可用的 汽车pp王者电子官网范围 and the advantage of choosing to 包pp王者电子官网.

Customers may always choose to purchase only one policy but the discount for two or more purchases of different lines of insurance will not then apply. Savings, discount names, percentages, availability and eligibility may vary by state.

Neither 状态 Farm® nor its agents provide tax or legal advice.

This calculator is for illustrative and educational purposes only. Its accuracy and applicability to your circumstances is not guaranteed. Please consult your own adviser regarding your particular circumstances.

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状态 Farm Indemnity Company
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状态 Farm County Mutual pp王者电子官网 Company of Texas
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